LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,273
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,122
−HK$862/mo
Today · 4.125%
HK$28,984
baseline
▲ 0.50% · 4.625%
HK$30,747
+HK$1,763/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,968/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,341
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,155
−HK$825/mo
Today · 4.125%
HK$31,980
baseline
▲ 0.50% · 4.625%
HK$33,666
+HK$1,686/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,960/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,728
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,746
−HK$1,034/mo
Today · 4.125%
HK$34,780
baseline
▲ 0.50% · 4.625%
HK$36,897
+HK$2,117/mo
Deposit HK$4.78M · loan HK$7.18M · min. income ≈ HK$69,560/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,409
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,386
−HK$991/mo
Today · 4.125%
HK$38,377
baseline
▲ 0.50% · 4.625%
HK$40,399
+HK$2,022/mo
Deposit HK$4.78M · loan HK$7.18M · min. income ≈ HK$76,754/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,183
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,370
−HK$1,207/mo
Today · 4.125%
HK$40,577
baseline
▲ 0.50% · 4.625%
HK$43,046
+HK$2,469/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$81,154/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,478
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,617
−HK$1,156/mo
Today · 4.125%
HK$44,773
baseline
▲ 0.50% · 4.625%
HK$47,133
+HK$2,360/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$89,546/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,092
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,619
−HK$1,551/mo
Today · 4.125%
HK$52,170
baseline
▲ 0.50% · 4.625%
HK$55,345
+HK$3,175/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$104,340/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,614
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,079
−HK$1,486/mo
Today · 4.125%
HK$57,565
baseline
▲ 0.50% · 4.625%
HK$60,599
+HK$3,034/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$115,130/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,523 · Scale 2, in force from 26 Feb 2026)