LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,278
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,127
−HK$862/mo
Today · 4.125%
HK$28,989
baseline
▲ 0.50% · 4.625%
HK$30,753
+HK$1,764/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,978/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,347
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,161
−HK$825/mo
Today · 4.125%
HK$31,986
baseline
▲ 0.50% · 4.625%
HK$33,672
+HK$1,686/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,972/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,734
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,752
−HK$1,035/mo
Today · 4.125%
HK$34,787
baseline
▲ 0.50% · 4.625%
HK$36,903
+HK$2,116/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$69,574/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,416
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,393
−HK$991/mo
Today · 4.125%
HK$38,384
baseline
▲ 0.50% · 4.625%
HK$40,407
+HK$2,023/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$76,768/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,190
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,377
−HK$1,207/mo
Today · 4.125%
HK$40,584
baseline
▲ 0.50% · 4.625%
HK$43,054
+HK$2,470/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$81,168/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,485
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,625
−HK$1,156/mo
Today · 4.125%
HK$44,781
baseline
▲ 0.50% · 4.625%
HK$47,141
+HK$2,360/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$89,562/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,101
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,628
−HK$1,552/mo
Today · 4.125%
HK$52,180
baseline
▲ 0.50% · 4.625%
HK$55,355
+HK$3,175/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$104,360/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,624
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,089
−HK$1,486/mo
Today · 4.125%
HK$57,575
baseline
▲ 0.50% · 4.625%
HK$60,610
+HK$3,035/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$115,150/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,605 · Scale 2, in force from 26 Feb 2026)