LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,281
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,130
−HK$862/mo
Today · 4.125%
HK$28,992
baseline
▲ 0.50% · 4.625%
HK$30,756
+HK$1,764/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,984/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,350
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,164
−HK$825/mo
Today · 4.125%
HK$31,989
baseline
▲ 0.50% · 4.625%
HK$33,676
+HK$1,687/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,978/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,737
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,755
−HK$1,035/mo
Today · 4.125%
HK$34,790
baseline
▲ 0.50% · 4.625%
HK$36,907
+HK$2,117/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$69,580/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,420
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,396
−HK$991/mo
Today · 4.125%
HK$38,387
baseline
▲ 0.50% · 4.625%
HK$40,411
+HK$2,024/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$76,774/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,193
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,381
−HK$1,207/mo
Today · 4.125%
HK$40,588
baseline
▲ 0.50% · 4.625%
HK$43,058
+HK$2,470/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$81,176/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,490
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,629
−HK$1,156/mo
Today · 4.125%
HK$44,785
baseline
▲ 0.50% · 4.625%
HK$47,146
+HK$2,361/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$89,570/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,106
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,633
−HK$1,552/mo
Today · 4.125%
HK$52,185
baseline
▲ 0.50% · 4.625%
HK$55,360
+HK$3,175/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$104,370/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,630
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,095
−HK$1,486/mo
Today · 4.125%
HK$57,581
baseline
▲ 0.50% · 4.625%
HK$60,616
+HK$3,035/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$115,162/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,649 · Scale 2, in force from 26 Feb 2026)