LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,285
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,134
−HK$862/mo
Today · 4.125%
HK$28,996
baseline
▲ 0.50% · 4.625%
HK$30,761
+HK$1,765/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,992/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,355
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,169
−HK$826/mo
Today · 4.125%
HK$31,995
baseline
▲ 0.50% · 4.625%
HK$33,681
+HK$1,686/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,990/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,742
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,761
−HK$1,035/mo
Today · 4.125%
HK$34,796
baseline
▲ 0.50% · 4.625%
HK$36,913
+HK$2,117/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$69,592/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,426
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,403
−HK$991/mo
Today · 4.125%
HK$38,394
baseline
▲ 0.50% · 4.625%
HK$40,417
+HK$2,023/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$76,788/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,200
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,388
−HK$1,207/mo
Today · 4.125%
HK$40,595
baseline
▲ 0.50% · 4.625%
HK$43,065
+HK$2,470/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$81,190/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,497
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,636
−HK$1,157/mo
Today · 4.125%
HK$44,793
baseline
▲ 0.50% · 4.625%
HK$47,154
+HK$2,361/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$89,586/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,114
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,641
−HK$1,553/mo
Today · 4.125%
HK$52,194
baseline
▲ 0.50% · 4.625%
HK$55,369
+HK$3,175/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$104,388/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,638
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,104
−HK$1,486/mo
Today · 4.125%
HK$57,590
baseline
▲ 0.50% · 4.625%
HK$60,626
+HK$3,036/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$115,180/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,722 · Scale 2, in force from 26 Feb 2026)