LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,286
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,134
−HK$863/mo
Today · 4.125%
HK$28,997
baseline
▲ 0.50% · 4.625%
HK$30,761
+HK$1,764/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,994/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,355
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,169
−HK$826/mo
Today · 4.125%
HK$31,995
baseline
▲ 0.50% · 4.625%
HK$33,682
+HK$1,687/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,990/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,743
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,761
−HK$1,035/mo
Today · 4.125%
HK$34,796
baseline
▲ 0.50% · 4.625%
HK$36,913
+HK$2,117/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$69,592/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,426
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,403
−HK$991/mo
Today · 4.125%
HK$38,394
baseline
▲ 0.50% · 4.625%
HK$40,418
+HK$2,024/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$76,788/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,200
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,388
−HK$1,207/mo
Today · 4.125%
HK$40,595
baseline
▲ 0.50% · 4.625%
HK$43,066
+HK$2,471/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$81,190/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,497
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,637
−HK$1,156/mo
Today · 4.125%
HK$44,793
baseline
▲ 0.50% · 4.625%
HK$47,154
+HK$2,361/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$89,586/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,114
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,642
−HK$1,552/mo
Today · 4.125%
HK$52,194
baseline
▲ 0.50% · 4.625%
HK$55,370
+HK$3,176/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$104,388/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,639
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,105
−HK$1,486/mo
Today · 4.125%
HK$57,591
baseline
▲ 0.50% · 4.625%
HK$60,627
+HK$3,036/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$115,182/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,728 · Scale 2, in force from 26 Feb 2026)