LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,288
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,137
−HK$863/mo
Today · 4.125%
HK$29,000
baseline
▲ 0.50% · 4.625%
HK$30,764
+HK$1,764/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$58,000/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,358
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,172
−HK$826/mo
Today · 4.125%
HK$31,998
baseline
▲ 0.50% · 4.625%
HK$33,685
+HK$1,687/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,996/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,746
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,765
−HK$1,034/mo
Today · 4.125%
HK$34,799
baseline
▲ 0.50% · 4.625%
HK$36,917
+HK$2,118/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$69,598/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,430
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,407
−HK$991/mo
Today · 4.125%
HK$38,398
baseline
▲ 0.50% · 4.625%
HK$40,422
+HK$2,024/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$76,796/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,204
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,392
−HK$1,207/mo
Today · 4.125%
HK$40,599
baseline
▲ 0.50% · 4.625%
HK$43,070
+HK$2,471/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$81,198/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,501
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,641
−HK$1,156/mo
Today · 4.125%
HK$44,797
baseline
▲ 0.50% · 4.625%
HK$47,159
+HK$2,362/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$89,594/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,119
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,647
−HK$1,552/mo
Today · 4.125%
HK$52,199
baseline
▲ 0.50% · 4.625%
HK$55,375
+HK$3,176/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$104,398/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,644
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,110
−HK$1,487/mo
Today · 4.125%
HK$57,597
baseline
▲ 0.50% · 4.625%
HK$60,633
+HK$3,036/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$115,194/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,772 · Scale 2, in force from 26 Feb 2026)