LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,290
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,139
−HK$862/mo
Today · 4.125%
HK$29,001
baseline
▲ 0.50% · 4.625%
HK$30,766
+HK$1,765/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$58,002/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,360
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,174
−HK$826/mo
Today · 4.125%
HK$32,000
baseline
▲ 0.50% · 4.625%
HK$33,687
+HK$1,687/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$64,000/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,748
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,766
−HK$1,035/mo
Today · 4.125%
HK$34,801
baseline
▲ 0.50% · 4.625%
HK$36,919
+HK$2,118/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$69,602/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,431
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,409
−HK$991/mo
Today · 4.125%
HK$38,400
baseline
▲ 0.50% · 4.625%
HK$40,424
+HK$2,024/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$76,800/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,206
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,394
−HK$1,207/mo
Today · 4.125%
HK$40,601
baseline
▲ 0.50% · 4.625%
HK$43,072
+HK$2,471/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$81,202/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,503
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,643
−HK$1,157/mo
Today · 4.125%
HK$44,800
baseline
▲ 0.50% · 4.625%
HK$47,161
+HK$2,361/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$89,600/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,122
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,649
−HK$1,553/mo
Today · 4.125%
HK$52,202
baseline
▲ 0.50% · 4.625%
HK$55,378
+HK$3,176/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$104,404/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,647
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,113
−HK$1,487/mo
Today · 4.125%
HK$57,600
baseline
▲ 0.50% · 4.625%
HK$60,636
+HK$3,036/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$115,200/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,794 · Scale 2, in force from 26 Feb 2026)