LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,293
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,142
−HK$862/mo
Today · 4.125%
HK$29,004
baseline
▲ 0.50% · 4.625%
HK$30,769
+HK$1,765/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$58,008/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,363
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,177
−HK$826/mo
Today · 4.125%
HK$32,003
baseline
▲ 0.50% · 4.625%
HK$33,690
+HK$1,687/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$64,006/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,751
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,770
−HK$1,035/mo
Today · 4.125%
HK$34,805
baseline
▲ 0.50% · 4.625%
HK$36,923
+HK$2,118/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$69,610/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,435
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,413
−HK$991/mo
Today · 4.125%
HK$38,404
baseline
▲ 0.50% · 4.625%
HK$40,428
+HK$2,024/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$76,808/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,210
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,398
−HK$1,208/mo
Today · 4.125%
HK$40,606
baseline
▲ 0.50% · 4.625%
HK$43,077
+HK$2,471/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$81,212/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,508
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,648
−HK$1,157/mo
Today · 4.125%
HK$44,805
baseline
▲ 0.50% · 4.625%
HK$47,166
+HK$2,361/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$89,610/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,127
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,655
−HK$1,553/mo
Today · 4.125%
HK$52,208
baseline
▲ 0.50% · 4.625%
HK$55,384
+HK$3,176/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$104,416/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,653
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,119
−HK$1,487/mo
Today · 4.125%
HK$57,606
baseline
▲ 0.50% · 4.625%
HK$60,642
+HK$3,036/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$115,212/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,844 · Scale 2, in force from 26 Feb 2026)