LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,294
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,143
−HK$862/mo
Today · 4.125%
HK$29,005
baseline
▲ 0.50% · 4.625%
HK$30,770
+HK$1,765/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$58,010/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,364
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,178
−HK$826/mo
Today · 4.125%
HK$32,004
baseline
▲ 0.50% · 4.625%
HK$33,691
+HK$1,687/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$64,008/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,752
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,771
−HK$1,035/mo
Today · 4.125%
HK$34,806
baseline
▲ 0.50% · 4.625%
HK$36,924
+HK$2,118/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$69,612/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,437
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,414
−HK$991/mo
Today · 4.125%
HK$38,405
baseline
▲ 0.50% · 4.625%
HK$40,430
+HK$2,025/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$76,810/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$448,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,211
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,400
−HK$1,207/mo
Today · 4.125%
HK$40,607
baseline
▲ 0.50% · 4.625%
HK$43,078
+HK$2,471/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$81,214/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,510
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,650
−HK$1,156/mo
Today · 4.125%
HK$44,806
baseline
▲ 0.50% · 4.625%
HK$47,168
+HK$2,362/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$89,612/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,129
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,657
−HK$1,553/mo
Today · 4.125%
HK$52,210
baseline
▲ 0.50% · 4.625%
HK$55,386
+HK$3,176/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$104,420/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,655
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,121
−HK$1,487/mo
Today · 4.125%
HK$57,608
baseline
▲ 0.50% · 4.625%
HK$60,645
+HK$3,037/mo
Deposit HK$1.20M · loan HK$10.77M · min. income ≈ HK$115,216/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$448,860 · Scale 2, in force from 26 Feb 2026)