LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,303
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,153
−HK$863/mo
Today · 4.125%
HK$29,016
baseline
▲ 0.50% · 4.625%
HK$30,781
+HK$1,765/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$58,032/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,375
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,189
−HK$827/mo
Today · 4.125%
HK$32,016
baseline
▲ 0.50% · 4.625%
HK$33,703
+HK$1,687/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$64,032/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,764
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,783
−HK$1,036/mo
Today · 4.125%
HK$34,819
baseline
▲ 0.50% · 4.625%
HK$36,937
+HK$2,118/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$69,638/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,450
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,427
−HK$992/mo
Today · 4.125%
HK$38,419
baseline
▲ 0.50% · 4.625%
HK$40,444
+HK$2,025/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$76,838/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,225
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,414
−HK$1,208/mo
Today · 4.125%
HK$40,622
baseline
▲ 0.50% · 4.625%
HK$43,094
+HK$2,472/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$81,244/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,525
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,665
−HK$1,157/mo
Today · 4.125%
HK$44,822
baseline
▲ 0.50% · 4.625%
HK$47,185
+HK$2,363/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$89,644/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,146
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,675
−HK$1,553/mo
Today · 4.125%
HK$52,228
baseline
▲ 0.50% · 4.625%
HK$55,406
+HK$3,178/mo
Deposit HK$1.20M · loan HK$10.78M · min. income ≈ HK$104,456/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,675
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,141
−HK$1,487/mo
Today · 4.125%
HK$57,628
baseline
▲ 0.50% · 4.625%
HK$60,666
+HK$3,038/mo
Deposit HK$1.20M · loan HK$10.78M · min. income ≈ HK$115,256/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,019 · Scale 2, in force from 26 Feb 2026)