LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,305
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,155
−HK$862/mo
Today · 4.125%
HK$29,017
baseline
▲ 0.50% · 4.625%
HK$30,783
+HK$1,766/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$58,034/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,377
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,191
−HK$827/mo
Today · 4.125%
HK$32,018
baseline
▲ 0.50% · 4.625%
HK$33,706
+HK$1,688/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$64,036/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,766
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,785
−HK$1,036/mo
Today · 4.125%
HK$34,821
baseline
▲ 0.50% · 4.625%
HK$36,940
+HK$2,119/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$69,642/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,452
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,430
−HK$992/mo
Today · 4.125%
HK$38,422
baseline
▲ 0.50% · 4.625%
HK$40,447
+HK$2,025/mo
Deposit HK$4.79M · loan HK$7.18M · min. income ≈ HK$76,844/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,227
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,416
−HK$1,208/mo
Today · 4.125%
HK$40,624
baseline
▲ 0.50% · 4.625%
HK$43,096
+HK$2,472/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$81,248/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,527
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,668
−HK$1,157/mo
Today · 4.125%
HK$44,825
baseline
▲ 0.50% · 4.625%
HK$47,188
+HK$2,363/mo
Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$89,650/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,149
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,678
−HK$1,553/mo
Today · 4.125%
HK$52,231
baseline
▲ 0.50% · 4.625%
HK$55,410
+HK$3,179/mo
Deposit HK$1.20M · loan HK$10.78M · min. income ≈ HK$104,462/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,678
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,145
−HK$1,487/mo
Today · 4.125%
HK$57,632
baseline
▲ 0.50% · 4.625%
HK$60,670
+HK$3,038/mo
Deposit HK$1.20M · loan HK$10.78M · min. income ≈ HK$115,264/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,049 · Scale 2, in force from 26 Feb 2026)