LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,316
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,165
−HK$864/mo
Today · 4.125%
HK$29,029
baseline
▲ 0.50% · 4.625%
HK$30,795
+HK$1,766/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$58,058/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,388
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,203
−HK$827/mo
Today · 4.125%
HK$32,030
baseline
▲ 0.50% · 4.625%
HK$33,719
+HK$1,689/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$64,060/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,779
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,798
−HK$1,036/mo
Today · 4.125%
HK$34,834
baseline
▲ 0.50% · 4.625%
HK$36,954
+HK$2,120/mo
Deposit HK$4.79M · loan HK$7.19M · min. income ≈ HK$69,668/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,466
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,444
−HK$992/mo
Today · 4.125%
HK$38,436
baseline
▲ 0.50% · 4.625%
HK$40,462
+HK$2,026/mo
Deposit HK$4.79M · loan HK$7.19M · min. income ≈ HK$76,872/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,242
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,432
−HK$1,208/mo
Today · 4.125%
HK$40,640
baseline
▲ 0.50% · 4.625%
HK$43,113
+HK$2,473/mo
Deposit HK$3.59M · loan HK$8.39M · min. income ≈ HK$81,280/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,544
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,685
−HK$1,157/mo
Today · 4.125%
HK$44,842
baseline
▲ 0.50% · 4.625%
HK$47,206
+HK$2,364/mo
Deposit HK$3.59M · loan HK$8.39M · min. income ≈ HK$89,684/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,168
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,698
−HK$1,554/mo
Today · 4.125%
HK$52,252
baseline
▲ 0.50% · 4.625%
HK$55,431
+HK$3,179/mo
Deposit HK$1.20M · loan HK$10.78M · min. income ≈ HK$104,504/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,699
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,166
−HK$1,488/mo
Today · 4.125%
HK$57,654
baseline
▲ 0.50% · 4.625%
HK$60,694
+HK$3,040/mo
Deposit HK$1.20M · loan HK$10.78M · min. income ≈ HK$115,308/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,222 · Scale 2, in force from 26 Feb 2026)