LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,326
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,176
−HK$863/mo
Today · 4.125%
HK$29,039
baseline
▲ 0.50% · 4.625%
HK$30,806
+HK$1,767/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$58,078/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,399
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,215
−HK$827/mo
Today · 4.125%
HK$32,042
baseline
▲ 0.50% · 4.625%
HK$33,731
+HK$1,689/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$64,084/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,791
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,811
−HK$1,036/mo
Today · 4.125%
HK$34,847
baseline
▲ 0.50% · 4.625%
HK$36,967
+HK$2,120/mo
Deposit HK$4.79M · loan HK$7.19M · min. income ≈ HK$69,694/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,479
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,458
−HK$992/mo
Today · 4.125%
HK$38,450
baseline
▲ 0.50% · 4.625%
HK$40,477
+HK$2,027/mo
Deposit HK$4.79M · loan HK$7.19M · min. income ≈ HK$76,900/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,256
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,446
−HK$1,209/mo
Today · 4.125%
HK$40,655
baseline
▲ 0.50% · 4.625%
HK$43,128
+HK$2,473/mo
Deposit HK$3.60M · loan HK$8.39M · min. income ≈ HK$81,310/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,559
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,701
−HK$1,157/mo
Today · 4.125%
HK$44,858
baseline
▲ 0.50% · 4.625%
HK$47,223
+HK$2,365/mo
Deposit HK$3.60M · loan HK$8.39M · min. income ≈ HK$89,716/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,186
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,716
−HK$1,554/mo
Today · 4.125%
HK$52,270
baseline
▲ 0.50% · 4.625%
HK$55,451
+HK$3,181/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$104,540/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,719
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,186
−HK$1,489/mo
Today · 4.125%
HK$57,675
baseline
▲ 0.50% · 4.625%
HK$60,715
+HK$3,040/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$115,350/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,383 · Scale 2, in force from 26 Feb 2026)