LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,329
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,179
−HK$863/mo
Today · 4.125%
HK$29,042
baseline
▲ 0.50% · 4.625%
HK$30,810
+HK$1,768/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$58,084/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,403
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,218
−HK$827/mo
Today · 4.125%
HK$32,045
baseline
▲ 0.50% · 4.625%
HK$33,735
+HK$1,690/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$64,090/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,794
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,814
−HK$1,037/mo
Today · 4.125%
HK$34,851
baseline
▲ 0.50% · 4.625%
HK$36,971
+HK$2,120/mo
Deposit HK$4.79M · loan HK$7.19M · min. income ≈ HK$69,702/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,483
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,462
−HK$993/mo
Today · 4.125%
HK$38,455
baseline
▲ 0.50% · 4.625%
HK$40,482
+HK$2,027/mo
Deposit HK$4.79M · loan HK$7.19M · min. income ≈ HK$76,910/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,260
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,450
−HK$1,209/mo
Today · 4.125%
HK$40,659
baseline
▲ 0.50% · 4.625%
HK$43,133
+HK$2,474/mo
Deposit HK$3.60M · loan HK$8.39M · min. income ≈ HK$81,318/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,564
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,706
−HK$1,158/mo
Today · 4.125%
HK$44,864
baseline
▲ 0.50% · 4.625%
HK$47,228
+HK$2,364/mo
Deposit HK$3.60M · loan HK$8.39M · min. income ≈ HK$89,728/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,192
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,722
−HK$1,554/mo
Today · 4.125%
HK$52,276
baseline
▲ 0.50% · 4.625%
HK$55,457
+HK$3,181/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$104,552/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,725
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,193
−HK$1,489/mo
Today · 4.125%
HK$57,682
baseline
▲ 0.50% · 4.625%
HK$60,722
+HK$3,040/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$115,364/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,435 · Scale 2, in force from 26 Feb 2026)