LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,333
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,183
−HK$864/mo
Today · 4.125%
HK$29,047
baseline
▲ 0.50% · 4.625%
HK$30,815
+HK$1,768/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$58,094/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,408
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,223
−HK$828/mo
Today · 4.125%
HK$32,051
baseline
▲ 0.50% · 4.625%
HK$33,740
+HK$1,689/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$64,102/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,800
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,820
−HK$1,037/mo
Today · 4.125%
HK$34,857
baseline
▲ 0.50% · 4.625%
HK$36,977
+HK$2,120/mo
Deposit HK$4.79M · loan HK$7.19M · min. income ≈ HK$69,714/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,489
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,468
−HK$993/mo
Today · 4.125%
HK$38,461
baseline
▲ 0.50% · 4.625%
HK$40,488
+HK$2,027/mo
Deposit HK$4.79M · loan HK$7.19M · min. income ≈ HK$76,922/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$449,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,266
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,457
−HK$1,209/mo
Today · 4.125%
HK$40,666
baseline
▲ 0.50% · 4.625%
HK$43,140
+HK$2,474/mo
Deposit HK$3.60M · loan HK$8.39M · min. income ≈ HK$81,332/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,571
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,713
−HK$1,158/mo
Today · 4.125%
HK$44,871
baseline
▲ 0.50% · 4.625%
HK$47,236
+HK$2,365/mo
Deposit HK$3.60M · loan HK$8.39M · min. income ≈ HK$89,742/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,200
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,730
−HK$1,555/mo
Today · 4.125%
HK$52,285
baseline
▲ 0.50% · 4.625%
HK$55,466
+HK$3,181/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$104,570/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,734
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,202
−HK$1,489/mo
Today · 4.125%
HK$57,691
baseline
▲ 0.50% · 4.625%
HK$60,732
+HK$3,041/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$115,382/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,507 · Scale 2, in force from 26 Feb 2026)