LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,338
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,188
−HK$864/mo
Today · 4.125%
HK$29,052
baseline
▲ 0.50% · 4.625%
HK$30,820
+HK$1,768/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$58,104/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,413
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,228
−HK$828/mo
Today · 4.125%
HK$32,056
baseline
▲ 0.50% · 4.625%
HK$33,746
+HK$1,690/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$64,112/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,805
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,826
−HK$1,036/mo
Today · 4.125%
HK$34,862
baseline
▲ 0.50% · 4.625%
HK$36,984
+HK$2,122/mo
Deposit HK$4.80M · loan HK$7.19M · min. income ≈ HK$69,724/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,495
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,474
−HK$993/mo
Today · 4.125%
HK$38,467
baseline
▲ 0.50% · 4.625%
HK$40,495
+HK$2,028/mo
Deposit HK$4.80M · loan HK$7.19M · min. income ≈ HK$76,934/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,273
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,463
−HK$1,210/mo
Today · 4.125%
HK$40,673
baseline
▲ 0.50% · 4.625%
HK$43,148
+HK$2,475/mo
Deposit HK$3.60M · loan HK$8.39M · min. income ≈ HK$81,346/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,578
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,720
−HK$1,158/mo
Today · 4.125%
HK$44,878
baseline
▲ 0.50% · 4.625%
HK$47,244
+HK$2,366/mo
Deposit HK$3.60M · loan HK$8.39M · min. income ≈ HK$89,756/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,208
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,738
−HK$1,555/mo
Today · 4.125%
HK$52,293
baseline
▲ 0.50% · 4.625%
HK$55,475
+HK$3,182/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$104,586/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,743
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,211
−HK$1,490/mo
Today · 4.125%
HK$57,701
baseline
▲ 0.50% · 4.625%
HK$60,742
+HK$3,041/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$115,402/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,582 · Scale 2, in force from 26 Feb 2026)