LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,339
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,190
−HK$864/mo
Today · 4.125%
HK$29,054
baseline
▲ 0.50% · 4.625%
HK$30,822
+HK$1,768/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$58,108/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,415
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,230
−HK$828/mo
Today · 4.125%
HK$32,058
baseline
▲ 0.50% · 4.625%
HK$33,748
+HK$1,690/mo
Deposit HK$5.99M · loan HK$5.99M · min. income ≈ HK$64,116/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$449,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,807
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,828
−HK$1,036/mo
Today · 4.125%
HK$34,864
baseline
▲ 0.50% · 4.625%
HK$36,986
+HK$2,122/mo
Deposit HK$4.80M · loan HK$7.19M · min. income ≈ HK$69,728/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,498
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,476
−HK$993/mo
Today · 4.125%
HK$38,469
baseline
▲ 0.50% · 4.625%
HK$40,497
+HK$2,028/mo
Deposit HK$4.80M · loan HK$7.19M · min. income ≈ HK$76,938/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,275
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,466
−HK$1,209/mo
Today · 4.125%
HK$40,675
baseline
▲ 0.50% · 4.625%
HK$43,150
+HK$2,475/mo
Deposit HK$3.60M · loan HK$8.39M · min. income ≈ HK$81,350/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,581
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,722
−HK$1,159/mo
Today · 4.125%
HK$44,881
baseline
▲ 0.50% · 4.625%
HK$47,247
+HK$2,366/mo
Deposit HK$3.60M · loan HK$8.39M · min. income ≈ HK$89,762/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,211
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,741
−HK$1,556/mo
Today · 4.125%
HK$52,297
baseline
▲ 0.50% · 4.625%
HK$55,479
+HK$3,182/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$104,594/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,746
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,215
−HK$1,489/mo
Today · 4.125%
HK$57,704
baseline
▲ 0.50% · 4.625%
HK$60,746
+HK$3,042/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$115,408/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,609 · Scale 2, in force from 26 Feb 2026)