LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,347
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,198
−HK$864/mo
Today · 4.125%
HK$29,062
baseline
▲ 0.50% · 4.625%
HK$30,830
+HK$1,768/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,124/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,423
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,239
−HK$828/mo
Today · 4.125%
HK$32,067
baseline
▲ 0.50% · 4.625%
HK$33,757
+HK$1,690/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,134/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,817
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,837
−HK$1,038/mo
Today · 4.125%
HK$34,875
baseline
▲ 0.50% · 4.625%
HK$36,997
+HK$2,122/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,750/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,508
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,487
−HK$994/mo
Today · 4.125%
HK$38,481
baseline
▲ 0.50% · 4.625%
HK$40,509
+HK$2,028/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,962/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,286
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,477
−HK$1,210/mo
Today · 4.125%
HK$40,687
baseline
▲ 0.50% · 4.625%
HK$43,163
+HK$2,476/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,374/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,593
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,735
−HK$1,159/mo
Today · 4.125%
HK$44,894
baseline
▲ 0.50% · 4.625%
HK$47,260
+HK$2,366/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,788/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,225
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,756
−HK$1,556/mo
Today · 4.125%
HK$52,312
baseline
▲ 0.50% · 4.625%
HK$55,495
+HK$3,183/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$104,624/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,762
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,231
−HK$1,490/mo
Today · 4.125%
HK$57,721
baseline
▲ 0.50% · 4.625%
HK$60,763
+HK$3,042/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$115,442/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,739 · Scale 2, in force from 26 Feb 2026)