LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,350
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,201
−HK$864/mo
Today · 4.125%
HK$29,065
baseline
▲ 0.50% · 4.625%
HK$30,834
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,130/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,427
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,243
−HK$828/mo
Today · 4.125%
HK$32,071
baseline
▲ 0.50% · 4.625%
HK$33,761
+HK$1,690/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,142/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,820
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,841
−HK$1,037/mo
Today · 4.125%
HK$34,878
baseline
▲ 0.50% · 4.625%
HK$37,001
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,756/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,512
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,492
−HK$993/mo
Today · 4.125%
HK$38,485
baseline
▲ 0.50% · 4.625%
HK$40,514
+HK$2,029/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,970/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,290
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,481
−HK$1,211/mo
Today · 4.125%
HK$40,692
baseline
▲ 0.50% · 4.625%
HK$43,168
+HK$2,476/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,384/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,598
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,740
−HK$1,159/mo
Today · 4.125%
HK$44,899
baseline
▲ 0.50% · 4.625%
HK$47,266
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,798/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,231
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,762
−HK$1,556/mo
Today · 4.125%
HK$52,318
baseline
▲ 0.50% · 4.625%
HK$55,501
+HK$3,183/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$104,636/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,768
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,237
−HK$1,490/mo
Today · 4.125%
HK$57,727
baseline
▲ 0.50% · 4.625%
HK$60,770
+HK$3,043/mo
Deposit HK$1.20M · loan HK$10.79M · min. income ≈ HK$115,454/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,790 · Scale 2, in force from 26 Feb 2026)