LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,351
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,202
−HK$864/mo
Today · 4.125%
HK$29,066
baseline
▲ 0.50% · 4.625%
HK$30,835
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,132/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,428
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,244
−HK$827/mo
Today · 4.125%
HK$32,071
baseline
▲ 0.50% · 4.625%
HK$33,762
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,142/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,821
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,842
−HK$1,037/mo
Today · 4.125%
HK$34,879
baseline
▲ 0.50% · 4.625%
HK$37,001
+HK$2,122/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,758/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,513
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,492
−HK$994/mo
Today · 4.125%
HK$38,486
baseline
▲ 0.50% · 4.625%
HK$40,514
+HK$2,028/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,972/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,291
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,482
−HK$1,210/mo
Today · 4.125%
HK$40,692
baseline
▲ 0.50% · 4.625%
HK$43,168
+HK$2,476/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,384/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,599
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,741
−HK$1,159/mo
Today · 4.125%
HK$44,900
baseline
▲ 0.50% · 4.625%
HK$47,267
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,800/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,232
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,763
−HK$1,556/mo
Today · 4.125%
HK$52,319
baseline
▲ 0.50% · 4.625%
HK$55,502
+HK$3,183/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,638/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,770
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,238
−HK$1,491/mo
Today · 4.125%
HK$57,729
baseline
▲ 0.50% · 4.625%
HK$60,772
+HK$3,043/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,458/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,799 · Scale 2, in force from 26 Feb 2026)