LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,351
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,202
−HK$865/mo
Today · 4.125%
HK$29,067
baseline
▲ 0.50% · 4.625%
HK$30,835
+HK$1,768/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,134/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,428
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,244
−HK$828/mo
Today · 4.125%
HK$32,072
baseline
▲ 0.50% · 4.625%
HK$33,763
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,144/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,822
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,843
−HK$1,037/mo
Today · 4.125%
HK$34,880
baseline
▲ 0.50% · 4.625%
HK$37,002
+HK$2,122/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,760/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,514
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,493
−HK$993/mo
Today · 4.125%
HK$38,486
baseline
▲ 0.50% · 4.625%
HK$40,515
+HK$2,029/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,972/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,292
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,483
−HK$1,210/mo
Today · 4.125%
HK$40,693
baseline
▲ 0.50% · 4.625%
HK$43,169
+HK$2,476/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,386/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,599
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,742
−HK$1,159/mo
Today · 4.125%
HK$44,901
baseline
▲ 0.50% · 4.625%
HK$47,268
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,802/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,232
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,764
−HK$1,556/mo
Today · 4.125%
HK$52,320
baseline
▲ 0.50% · 4.625%
HK$55,503
+HK$3,183/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,640/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,771
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,239
−HK$1,491/mo
Today · 4.125%
HK$57,730
baseline
▲ 0.50% · 4.625%
HK$60,773
+HK$3,043/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,460/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,807 · Scale 2, in force from 26 Feb 2026)