LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,353
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,204
−HK$865/mo
Today · 4.125%
HK$29,069
baseline
▲ 0.50% · 4.625%
HK$30,837
+HK$1,768/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,138/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,430
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,247
−HK$827/mo
Today · 4.125%
HK$32,074
baseline
▲ 0.50% · 4.625%
HK$33,765
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,148/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,824
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,845
−HK$1,037/mo
Today · 4.125%
HK$34,882
baseline
▲ 0.50% · 4.625%
HK$37,005
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,764/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,516
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,496
−HK$993/mo
Today · 4.125%
HK$38,489
baseline
▲ 0.50% · 4.625%
HK$40,518
+HK$2,029/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,978/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,295
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,486
−HK$1,210/mo
Today · 4.125%
HK$40,696
baseline
▲ 0.50% · 4.625%
HK$43,172
+HK$2,476/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,392/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,603
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,745
−HK$1,159/mo
Today · 4.125%
HK$44,904
baseline
▲ 0.50% · 4.625%
HK$47,271
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,808/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,236
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,768
−HK$1,556/mo
Today · 4.125%
HK$52,324
baseline
▲ 0.50% · 4.625%
HK$55,507
+HK$3,183/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,648/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,775
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,244
−HK$1,490/mo
Today · 4.125%
HK$57,734
baseline
▲ 0.50% · 4.625%
HK$60,777
+HK$3,043/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,468/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,841 · Scale 2, in force from 26 Feb 2026)