LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,354
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,205
−HK$864/mo
Today · 4.125%
HK$29,069
baseline
▲ 0.50% · 4.625%
HK$30,838
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,138/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,431
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,247
−HK$828/mo
Today · 4.125%
HK$32,075
baseline
▲ 0.50% · 4.625%
HK$33,766
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,150/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,825
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,846
−HK$1,037/mo
Today · 4.125%
HK$34,883
baseline
▲ 0.50% · 4.625%
HK$37,006
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,766/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,517
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,496
−HK$994/mo
Today · 4.125%
HK$38,490
baseline
▲ 0.50% · 4.625%
HK$40,519
+HK$2,029/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,980/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,295
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,487
−HK$1,210/mo
Today · 4.125%
HK$40,697
baseline
▲ 0.50% · 4.625%
HK$43,173
+HK$2,476/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,394/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,603
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,746
−HK$1,159/mo
Today · 4.125%
HK$44,905
baseline
▲ 0.50% · 4.625%
HK$47,272
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,810/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,237
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,769
−HK$1,556/mo
Today · 4.125%
HK$52,325
baseline
▲ 0.50% · 4.625%
HK$55,508
+HK$3,183/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,650/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,776
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,245
−HK$1,490/mo
Today · 4.125%
HK$57,735
baseline
▲ 0.50% · 4.625%
HK$60,778
+HK$3,043/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,470/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,850 · Scale 2, in force from 26 Feb 2026)