LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,355
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,206
−HK$864/mo
Today · 4.125%
HK$29,070
baseline
▲ 0.50% · 4.625%
HK$30,839
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,140/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,432
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,248
−HK$828/mo
Today · 4.125%
HK$32,076
baseline
▲ 0.50% · 4.625%
HK$33,767
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,152/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,826
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,847
−HK$1,037/mo
Today · 4.125%
HK$34,884
baseline
▲ 0.50% · 4.625%
HK$37,007
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,768/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,518
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$993/mo
Today · 4.125%
HK$38,491
baseline
▲ 0.50% · 4.625%
HK$40,520
+HK$2,029/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,982/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,297
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,488
−HK$1,210/mo
Today · 4.125%
HK$40,698
baseline
▲ 0.50% · 4.625%
HK$43,175
+HK$2,477/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,396/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,605
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,747
−HK$1,160/mo
Today · 4.125%
HK$44,907
baseline
▲ 0.50% · 4.625%
HK$47,274
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,814/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,239
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,770
−HK$1,556/mo
Today · 4.125%
HK$52,326
baseline
▲ 0.50% · 4.625%
HK$55,510
+HK$3,184/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,652/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,777
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,247
−HK$1,490/mo
Today · 4.125%
HK$57,737
baseline
▲ 0.50% · 4.625%
HK$60,780
+HK$3,043/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,474/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,864 · Scale 2, in force from 26 Feb 2026)