LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,355
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,206
−HK$865/mo
Today · 4.125%
HK$29,071
baseline
▲ 0.50% · 4.625%
HK$30,840
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,142/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,433
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,249
−HK$828/mo
Today · 4.125%
HK$32,077
baseline
▲ 0.50% · 4.625%
HK$33,768
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,154/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,827
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,848
−HK$1,037/mo
Today · 4.125%
HK$34,885
baseline
▲ 0.50% · 4.625%
HK$37,008
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,770/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,519
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,499
−HK$993/mo
Today · 4.125%
HK$38,492
baseline
▲ 0.50% · 4.625%
HK$40,521
+HK$2,029/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,984/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,298
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,489
−HK$1,210/mo
Today · 4.125%
HK$40,699
baseline
▲ 0.50% · 4.625%
HK$43,176
+HK$2,477/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,398/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,606
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,748
−HK$1,160/mo
Today · 4.125%
HK$44,908
baseline
▲ 0.50% · 4.625%
HK$47,275
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,816/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,240
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,771
−HK$1,557/mo
Today · 4.125%
HK$52,328
baseline
▲ 0.50% · 4.625%
HK$55,512
+HK$3,184/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,656/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,779
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,248
−HK$1,490/mo
Today · 4.125%
HK$57,738
baseline
▲ 0.50% · 4.625%
HK$60,782
+HK$3,044/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,476/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,875 · Scale 2, in force from 26 Feb 2026)