LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,356
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,207
−HK$864/mo
Today · 4.125%
HK$29,071
baseline
▲ 0.50% · 4.625%
HK$30,840
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,142/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,433
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,249
−HK$828/mo
Today · 4.125%
HK$32,077
baseline
▲ 0.50% · 4.625%
HK$33,768
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,154/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,827
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,848
−HK$1,038/mo
Today · 4.125%
HK$34,886
baseline
▲ 0.50% · 4.625%
HK$37,008
+HK$2,122/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,772/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,520
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,499
−HK$994/mo
Today · 4.125%
HK$38,493
baseline
▲ 0.50% · 4.625%
HK$40,522
+HK$2,029/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,986/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,298
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,490
−HK$1,210/mo
Today · 4.125%
HK$40,700
baseline
▲ 0.50% · 4.625%
HK$43,177
+HK$2,477/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,400/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,607
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,749
−HK$1,159/mo
Today · 4.125%
HK$44,908
baseline
▲ 0.50% · 4.625%
HK$47,276
+HK$2,368/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,816/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,241
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,772
−HK$1,557/mo
Today · 4.125%
HK$52,329
baseline
▲ 0.50% · 4.625%
HK$55,513
+HK$3,184/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,658/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,780
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,249
−HK$1,490/mo
Today · 4.125%
HK$57,739
baseline
▲ 0.50% · 4.625%
HK$60,783
+HK$3,044/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,478/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,884 · Scale 2, in force from 26 Feb 2026)