LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,357
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,208
−HK$865/mo
Today · 4.125%
HK$29,073
baseline
▲ 0.50% · 4.625%
HK$30,842
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,146/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,435
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,251
−HK$828/mo
Today · 4.125%
HK$32,079
baseline
▲ 0.50% · 4.625%
HK$33,770
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,158/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,829
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,850
−HK$1,037/mo
Today · 4.125%
HK$34,887
baseline
▲ 0.50% · 4.625%
HK$37,010
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,774/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,522
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,501
−HK$994/mo
Today · 4.125%
HK$38,495
baseline
▲ 0.50% · 4.625%
HK$40,524
+HK$2,029/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,990/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,300
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,492
−HK$1,210/mo
Today · 4.125%
HK$40,702
baseline
▲ 0.50% · 4.625%
HK$43,179
+HK$2,477/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,404/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,609
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,751
−HK$1,160/mo
Today · 4.125%
HK$44,911
baseline
▲ 0.50% · 4.625%
HK$47,278
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,822/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,243
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,775
−HK$1,556/mo
Today · 4.125%
HK$52,331
baseline
▲ 0.50% · 4.625%
HK$55,515
+HK$3,184/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,662/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,782
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,252
−HK$1,490/mo
Today · 4.125%
HK$57,742
baseline
▲ 0.50% · 4.625%
HK$60,786
+HK$3,044/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,484/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,905 · Scale 2, in force from 26 Feb 2026)