LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,359
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,210
−HK$864/mo
Today · 4.125%
HK$29,074
baseline
▲ 0.50% · 4.625%
HK$30,843
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,148/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,436
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,252
−HK$829/mo
Today · 4.125%
HK$32,081
baseline
▲ 0.50% · 4.625%
HK$33,772
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,162/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,830
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,852
−HK$1,037/mo
Today · 4.125%
HK$34,889
baseline
▲ 0.50% · 4.625%
HK$37,012
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,778/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,523
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,503
−HK$994/mo
Today · 4.125%
HK$38,497
baseline
▲ 0.50% · 4.625%
HK$40,526
+HK$2,029/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,994/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,302
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,493
−HK$1,211/mo
Today · 4.125%
HK$40,704
baseline
▲ 0.50% · 4.625%
HK$43,181
+HK$2,477/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,408/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,611
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,753
−HK$1,160/mo
Today · 4.125%
HK$44,913
baseline
▲ 0.50% · 4.625%
HK$47,280
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,826/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,246
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,777
−HK$1,557/mo
Today · 4.125%
HK$52,334
baseline
▲ 0.50% · 4.625%
HK$55,518
+HK$3,184/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,668/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,785
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,254
−HK$1,491/mo
Today · 4.125%
HK$57,745
baseline
▲ 0.50% · 4.625%
HK$60,789
+HK$3,044/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,490/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,927 · Scale 2, in force from 26 Feb 2026)