LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,359
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,210
−HK$865/mo
Today · 4.125%
HK$29,075
baseline
▲ 0.50% · 4.625%
HK$30,844
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,150/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,437
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,253
−HK$828/mo
Today · 4.125%
HK$32,081
baseline
▲ 0.50% · 4.625%
HK$33,772
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,162/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,831
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,852
−HK$1,038/mo
Today · 4.125%
HK$34,890
baseline
▲ 0.50% · 4.625%
HK$37,013
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,780/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,524
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,504
−HK$993/mo
Today · 4.125%
HK$38,497
baseline
▲ 0.50% · 4.625%
HK$40,527
+HK$2,030/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$76,994/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,303
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,494
−HK$1,211/mo
Today · 4.125%
HK$40,705
baseline
▲ 0.50% · 4.625%
HK$43,181
+HK$2,476/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,410/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,611
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,754
−HK$1,160/mo
Today · 4.125%
HK$44,914
baseline
▲ 0.50% · 4.625%
HK$47,281
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,828/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,246
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,778
−HK$1,557/mo
Today · 4.125%
HK$52,335
baseline
▲ 0.50% · 4.625%
HK$55,519
+HK$3,184/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,670/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,786
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,255
−HK$1,491/mo
Today · 4.125%
HK$57,746
baseline
▲ 0.50% · 4.625%
HK$60,790
+HK$3,044/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,492/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,935 · Scale 2, in force from 26 Feb 2026)