LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,362
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$865/mo
Today · 4.125%
HK$29,078
baseline
▲ 0.50% · 4.625%
HK$30,847
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,156/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,440
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,256
−HK$828/mo
Today · 4.125%
HK$32,084
baseline
▲ 0.50% · 4.625%
HK$33,775
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,168/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$449,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,834
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,855
−HK$1,038/mo
Today · 4.125%
HK$34,893
baseline
▲ 0.50% · 4.625%
HK$37,016
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,786/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,528
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,507
−HK$994/mo
Today · 4.125%
HK$38,501
baseline
▲ 0.50% · 4.625%
HK$40,531
+HK$2,030/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$77,002/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$449,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,306
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,498
−HK$1,211/mo
Today · 4.125%
HK$40,709
baseline
▲ 0.50% · 4.625%
HK$43,186
+HK$2,477/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,418/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,616
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,758
−HK$1,160/mo
Today · 4.125%
HK$44,918
baseline
▲ 0.50% · 4.625%
HK$47,286
+HK$2,368/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,836/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$449,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,251
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,783
−HK$1,557/mo
Today · 4.125%
HK$52,340
baseline
▲ 0.50% · 4.625%
HK$55,524
+HK$3,184/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,680/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,791
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,261
−HK$1,491/mo
Today · 4.125%
HK$57,752
baseline
▲ 0.50% · 4.625%
HK$60,796
+HK$3,044/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,504/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$449,979 · Scale 2, in force from 26 Feb 2026)