LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,363
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,215
−HK$864/mo
Today · 4.125%
HK$29,079
baseline
▲ 0.50% · 4.625%
HK$30,849
+HK$1,770/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,158/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,442
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,258
−HK$828/mo
Today · 4.125%
HK$32,086
baseline
▲ 0.50% · 4.625%
HK$33,777
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,172/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,836
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,857
−HK$1,038/mo
Today · 4.125%
HK$34,895
baseline
▲ 0.50% · 4.625%
HK$37,018
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,790/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,530
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$993/mo
Today · 4.125%
HK$38,503
baseline
▲ 0.50% · 4.625%
HK$40,533
+HK$2,030/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$77,006/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,309
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,500
−HK$1,211/mo
Today · 4.125%
HK$40,711
baseline
▲ 0.50% · 4.625%
HK$43,188
+HK$2,477/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,422/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,618
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,761
−HK$1,160/mo
Today · 4.125%
HK$44,921
baseline
▲ 0.50% · 4.625%
HK$47,288
+HK$2,367/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,842/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,254
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,786
−HK$1,557/mo
Today · 4.125%
HK$52,343
baseline
▲ 0.50% · 4.625%
HK$55,528
+HK$3,185/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,686/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,795
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,264
−HK$1,491/mo
Today · 4.125%
HK$57,755
baseline
▲ 0.50% · 4.625%
HK$60,799
+HK$3,044/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,510/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,006 · Scale 2, in force from 26 Feb 2026)