LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,364
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,215
−HK$865/mo
Today · 4.125%
HK$29,080
baseline
▲ 0.50% · 4.625%
HK$30,849
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,160/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,442
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,259
−HK$828/mo
Today · 4.125%
HK$32,087
baseline
▲ 0.50% · 4.625%
HK$33,778
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,174/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,837
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,858
−HK$1,038/mo
Today · 4.125%
HK$34,896
baseline
▲ 0.50% · 4.625%
HK$37,019
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,792/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,531
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$994/mo
Today · 4.125%
HK$38,504
baseline
▲ 0.50% · 4.625%
HK$40,534
+HK$2,030/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$77,008/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,310
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,501
−HK$1,211/mo
Today · 4.125%
HK$40,712
baseline
▲ 0.50% · 4.625%
HK$43,189
+HK$2,477/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,424/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,619
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,762
−HK$1,160/mo
Today · 4.125%
HK$44,922
baseline
▲ 0.50% · 4.625%
HK$47,290
+HK$2,368/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,844/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,255
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,787
−HK$1,557/mo
Today · 4.125%
HK$52,344
baseline
▲ 0.50% · 4.625%
HK$55,529
+HK$3,185/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,688/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,796
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,266
−HK$1,490/mo
Today · 4.125%
HK$57,756
baseline
▲ 0.50% · 4.625%
HK$60,801
+HK$3,045/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,512/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,016 · Scale 2, in force from 26 Feb 2026)