LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,366
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,217
−HK$865/mo
Today · 4.125%
HK$29,082
baseline
▲ 0.50% · 4.625%
HK$30,851
+HK$1,769/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,164/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,444
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,261
−HK$828/mo
Today · 4.125%
HK$32,089
baseline
▲ 0.50% · 4.625%
HK$33,780
+HK$1,691/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,178/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,839
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,860
−HK$1,038/mo
Today · 4.125%
HK$34,898
baseline
▲ 0.50% · 4.625%
HK$37,022
+HK$2,124/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,796/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,533
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,513
−HK$994/mo
Today · 4.125%
HK$38,507
baseline
▲ 0.50% · 4.625%
HK$40,536
+HK$2,029/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$77,014/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,312
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,504
−HK$1,211/mo
Today · 4.125%
HK$40,715
baseline
▲ 0.50% · 4.625%
HK$43,192
+HK$2,477/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,430/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,622
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,765
−HK$1,159/mo
Today · 4.125%
HK$44,924
baseline
▲ 0.50% · 4.625%
HK$47,292
+HK$2,368/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,848/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,258
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,791
−HK$1,556/mo
Today · 4.125%
HK$52,347
baseline
▲ 0.50% · 4.625%
HK$55,532
+HK$3,185/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,694/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,799
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,269
−HK$1,491/mo
Today · 4.125%
HK$57,760
baseline
▲ 0.50% · 4.625%
HK$60,805
+HK$3,045/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,520/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,044 · Scale 2, in force from 26 Feb 2026)