LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,367
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,218
−HK$865/mo
Today · 4.125%
HK$29,083
baseline
▲ 0.50% · 4.625%
HK$30,853
+HK$1,770/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,166/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,445
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,262
−HK$828/mo
Today · 4.125%
HK$32,090
baseline
▲ 0.50% · 4.625%
HK$33,782
+HK$1,692/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,180/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,840
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,862
−HK$1,038/mo
Today · 4.125%
HK$34,900
baseline
▲ 0.50% · 4.625%
HK$37,023
+HK$2,123/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,800/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,534
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,514
−HK$994/mo
Today · 4.125%
HK$38,508
baseline
▲ 0.50% · 4.625%
HK$40,538
+HK$2,030/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$77,016/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,314
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,505
−HK$1,211/mo
Today · 4.125%
HK$40,716
baseline
▲ 0.50% · 4.625%
HK$43,194
+HK$2,478/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,432/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,623
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,767
−HK$1,159/mo
Today · 4.125%
HK$44,926
baseline
▲ 0.50% · 4.625%
HK$47,294
+HK$2,368/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,852/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,260
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,793
−HK$1,556/mo
Today · 4.125%
HK$52,349
baseline
▲ 0.50% · 4.625%
HK$55,535
+HK$3,186/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,698/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,802
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,271
−HK$1,491/mo
Today · 4.125%
HK$57,762
baseline
▲ 0.50% · 4.625%
HK$60,807
+HK$3,045/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,524/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,062 · Scale 2, in force from 26 Feb 2026)