LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,369
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,221
−HK$865/mo
Today · 4.125%
HK$29,086
baseline
▲ 0.50% · 4.625%
HK$30,856
+HK$1,770/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,172/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,448
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,265
−HK$828/mo
Today · 4.125%
HK$32,093
baseline
▲ 0.50% · 4.625%
HK$33,785
+HK$1,692/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,186/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,843
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,865
−HK$1,038/mo
Today · 4.125%
HK$34,903
baseline
▲ 0.50% · 4.625%
HK$37,027
+HK$2,124/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,806/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,538
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,518
−HK$994/mo
Today · 4.125%
HK$38,512
baseline
▲ 0.50% · 4.625%
HK$40,542
+HK$2,030/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$77,024/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,317
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,509
−HK$1,211/mo
Today · 4.125%
HK$40,720
baseline
▲ 0.50% · 4.625%
HK$43,198
+HK$2,478/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,440/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,628
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,771
−HK$1,160/mo
Today · 4.125%
HK$44,931
baseline
▲ 0.50% · 4.625%
HK$47,299
+HK$2,368/mo
Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$89,862/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,265
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,797
−HK$1,557/mo
Today · 4.125%
HK$52,354
baseline
▲ 0.50% · 4.625%
HK$55,540
+HK$3,186/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$104,708/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,807
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,277
−HK$1,491/mo
Today · 4.125%
HK$57,768
baseline
▲ 0.50% · 4.625%
HK$60,813
+HK$3,045/mo
Deposit HK$1.20M · loan HK$10.80M · min. income ≈ HK$115,536/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,105 · Scale 2, in force from 26 Feb 2026)