LTV · monthly repayment
▼ 0.50% · 3.625%
HK$273,735
−HK$17,166/mo
▼ 0.25% · 3.875%
HK$282,250
−HK$8,651/mo
Today · 4.125%
HK$290,901
baseline
▲ 0.50% · 4.625%
HK$308,601
+HK$17,700/mo
Deposit HK$60.02M · loan HK$60.02M · min. income ≈ HK$581,802/mo (50% DSR)
Upfront cash ≈ HK$67.83M (deposit + AVD stamp duty HK$7,802,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,528
−HK$16,452/mo
▼ 0.25% · 3.875%
HK$312,695
−HK$8,285/mo
Today · 4.125%
HK$320,980
baseline
▲ 0.50% · 4.625%
HK$337,900
+HK$16,920/mo
Deposit HK$60.02M · loan HK$60.02M · min. income ≈ HK$641,960/mo (50% DSR)
Upfront cash ≈ HK$67.83M (deposit + AVD stamp duty HK$7,802,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,482
−HK$20,599/mo
▼ 0.25% · 3.875%
HK$338,700
−HK$10,381/mo
Today · 4.125%
HK$349,081
baseline
▲ 0.50% · 4.625%
HK$370,322
+HK$21,241/mo
Deposit HK$48.02M · loan HK$72.03M · min. income ≈ HK$698,162/mo (50% DSR)
Upfront cash ≈ HK$55.82M (deposit + AVD stamp duty HK$7,802,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,433
−HK$19,743/mo
▼ 0.25% · 3.875%
HK$375,234
−HK$9,942/mo
Today · 4.125%
HK$385,176
baseline
▲ 0.50% · 4.625%
HK$405,480
+HK$20,304/mo
Deposit HK$48.02M · loan HK$72.03M · min. income ≈ HK$770,352/mo (50% DSR)
Upfront cash ≈ HK$55.82M (deposit + AVD stamp duty HK$7,802,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,229
−HK$24,032/mo
▼ 0.25% · 3.875%
HK$395,150
−HK$12,111/mo
Today · 4.125%
HK$407,261
baseline
▲ 0.50% · 4.625%
HK$432,042
+HK$24,781/mo
Deposit HK$36.01M · loan HK$84.03M · min. income ≈ HK$814,522/mo (50% DSR)
Upfront cash ≈ HK$43.82M (deposit + AVD stamp duty HK$7,802,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,339
−HK$23,034/mo
▼ 0.25% · 3.875%
HK$437,773
−HK$11,600/mo
Today · 4.125%
HK$449,373
baseline
▲ 0.50% · 4.625%
HK$473,060
+HK$23,687/mo
Deposit HK$36.01M · loan HK$84.03M · min. income ≈ HK$898,746/mo (50% DSR)
Upfront cash ≈ HK$43.82M (deposit + AVD stamp duty HK$7,802,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$492,723
−HK$30,898/mo
▼ 0.25% · 3.875%
HK$508,050
−HK$15,571/mo
Today · 4.125%
HK$523,621
baseline
▲ 0.50% · 4.625%
HK$555,483
+HK$31,862/mo
Deposit HK$12.00M · loan HK$108.04M · min. income ≈ HK$1,047,242/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$7,802,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$548,150
−HK$29,615/mo
▼ 0.25% · 3.875%
HK$562,851
−HK$14,914/mo
Today · 4.125%
HK$577,765
baseline
▲ 0.50% · 4.625%
HK$608,219
+HK$30,454/mo
Deposit HK$12.00M · loan HK$108.04M · min. income ≈ HK$1,155,530/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$7,802,977 · Scale 2, in force from 26 Feb 2026)