LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,381
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,232
−HK$866/mo
Today · 4.125%
HK$29,098
baseline
▲ 0.50% · 4.625%
HK$30,868
+HK$1,770/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,196/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,461
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,278
−HK$828/mo
Today · 4.125%
HK$32,106
baseline
▲ 0.50% · 4.625%
HK$33,799
+HK$1,693/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,212/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,857
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,879
−HK$1,038/mo
Today · 4.125%
HK$34,917
baseline
▲ 0.50% · 4.625%
HK$37,042
+HK$2,125/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$69,834/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,553
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,533
−HK$995/mo
Today · 4.125%
HK$38,528
baseline
▲ 0.50% · 4.625%
HK$40,558
+HK$2,030/mo
Deposit HK$4.80M · loan HK$7.20M · min. income ≈ HK$77,056/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,333
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,525
−HK$1,212/mo
Today · 4.125%
HK$40,737
baseline
▲ 0.50% · 4.625%
HK$43,215
+HK$2,478/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,474/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,645
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,789
−HK$1,160/mo
Today · 4.125%
HK$44,949
baseline
▲ 0.50% · 4.625%
HK$47,318
+HK$2,369/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,898/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,285
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,818
−HK$1,558/mo
Today · 4.125%
HK$52,376
baseline
▲ 0.50% · 4.625%
HK$55,563
+HK$3,187/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,752/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,829
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,300
−HK$1,491/mo
Today · 4.125%
HK$57,791
baseline
▲ 0.50% · 4.625%
HK$60,838
+HK$3,047/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,582/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,288 · Scale 2, in force from 26 Feb 2026)