LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,382
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,234
−HK$865/mo
Today · 4.125%
HK$29,099
baseline
▲ 0.50% · 4.625%
HK$30,870
+HK$1,771/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,198/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,462
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,279
−HK$829/mo
Today · 4.125%
HK$32,108
baseline
▲ 0.50% · 4.625%
HK$33,801
+HK$1,693/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,216/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,859
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,881
−HK$1,038/mo
Today · 4.125%
HK$34,919
baseline
▲ 0.50% · 4.625%
HK$37,044
+HK$2,125/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$69,838/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,555
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,535
−HK$995/mo
Today · 4.125%
HK$38,530
baseline
▲ 0.50% · 4.625%
HK$40,561
+HK$2,031/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$77,060/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,335
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,527
−HK$1,212/mo
Today · 4.125%
HK$40,739
baseline
▲ 0.50% · 4.625%
HK$43,218
+HK$2,479/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,478/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,647
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,791
−HK$1,160/mo
Today · 4.125%
HK$44,951
baseline
▲ 0.50% · 4.625%
HK$47,321
+HK$2,370/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,902/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,288
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,821
−HK$1,558/mo
Today · 4.125%
HK$52,379
baseline
▲ 0.50% · 4.625%
HK$55,566
+HK$3,187/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,758/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,832
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,303
−HK$1,492/mo
Today · 4.125%
HK$57,795
baseline
▲ 0.50% · 4.625%
HK$60,841
+HK$3,046/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,590/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,314 · Scale 2, in force from 26 Feb 2026)