LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,383
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,234
−HK$866/mo
Today · 4.125%
HK$29,100
baseline
▲ 0.50% · 4.625%
HK$30,870
+HK$1,770/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,200/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,463
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,280
−HK$829/mo
Today · 4.125%
HK$32,109
baseline
▲ 0.50% · 4.625%
HK$33,801
+HK$1,692/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,218/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,859
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,881
−HK$1,039/mo
Today · 4.125%
HK$34,920
baseline
▲ 0.50% · 4.625%
HK$37,044
+HK$2,124/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$69,840/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,555
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,536
−HK$994/mo
Today · 4.125%
HK$38,530
baseline
▲ 0.50% · 4.625%
HK$40,561
+HK$2,031/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$77,060/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,336
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,528
−HK$1,212/mo
Today · 4.125%
HK$40,740
baseline
▲ 0.50% · 4.625%
HK$43,218
+HK$2,478/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,480/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,648
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,792
−HK$1,160/mo
Today · 4.125%
HK$44,952
baseline
▲ 0.50% · 4.625%
HK$47,322
+HK$2,370/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,904/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,289
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,822
−HK$1,557/mo
Today · 4.125%
HK$52,379
baseline
▲ 0.50% · 4.625%
HK$55,567
+HK$3,188/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,758/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,833
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,304
−HK$1,492/mo
Today · 4.125%
HK$57,796
baseline
▲ 0.50% · 4.625%
HK$60,842
+HK$3,046/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,592/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,321 · Scale 2, in force from 26 Feb 2026)