LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,383
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,235
−HK$866/mo
Today · 4.125%
HK$29,101
baseline
▲ 0.50% · 4.625%
HK$30,871
+HK$1,770/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$58,202/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,464
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,281
−HK$829/mo
Today · 4.125%
HK$32,110
baseline
▲ 0.50% · 4.625%
HK$33,802
+HK$1,692/mo
Deposit HK$6.00M · loan HK$6.00M · min. income ≈ HK$64,220/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$450,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,860
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,882
−HK$1,039/mo
Today · 4.125%
HK$34,921
baseline
▲ 0.50% · 4.625%
HK$37,046
+HK$2,125/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$69,842/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,557
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,537
−HK$995/mo
Today · 4.125%
HK$38,532
baseline
▲ 0.50% · 4.625%
HK$40,563
+HK$2,031/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$77,064/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,337
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,529
−HK$1,212/mo
Today · 4.125%
HK$40,741
baseline
▲ 0.50% · 4.625%
HK$43,220
+HK$2,479/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,482/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,649
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,793
−HK$1,161/mo
Today · 4.125%
HK$44,954
baseline
▲ 0.50% · 4.625%
HK$47,323
+HK$2,369/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,908/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,290
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,823
−HK$1,558/mo
Today · 4.125%
HK$52,381
baseline
▲ 0.50% · 4.625%
HK$55,568
+HK$3,187/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,762/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,835
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,306
−HK$1,491/mo
Today · 4.125%
HK$57,797
baseline
▲ 0.50% · 4.625%
HK$60,844
+HK$3,047/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,594/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,336 · Scale 2, in force from 26 Feb 2026)