LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,386
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$866/mo
Today · 4.125%
HK$29,104
baseline
▲ 0.50% · 4.625%
HK$30,874
+HK$1,770/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,208/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,467
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,284
−HK$829/mo
Today · 4.125%
HK$32,113
baseline
▲ 0.50% · 4.625%
HK$33,806
+HK$1,693/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,226/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,864
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,886
−HK$1,038/mo
Today · 4.125%
HK$34,924
baseline
▲ 0.50% · 4.625%
HK$37,049
+HK$2,125/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$69,848/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,560
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,541
−HK$995/mo
Today · 4.125%
HK$38,536
baseline
▲ 0.50% · 4.625%
HK$40,567
+HK$2,031/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$77,072/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,341
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,533
−HK$1,212/mo
Today · 4.125%
HK$40,745
baseline
▲ 0.50% · 4.625%
HK$43,224
+HK$2,479/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,490/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,654
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,798
−HK$1,160/mo
Today · 4.125%
HK$44,958
baseline
▲ 0.50% · 4.625%
HK$47,328
+HK$2,370/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,916/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,295
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,829
−HK$1,558/mo
Today · 4.125%
HK$52,387
baseline
▲ 0.50% · 4.625%
HK$55,574
+HK$3,187/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,774/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,840
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,311
−HK$1,492/mo
Today · 4.125%
HK$57,803
baseline
▲ 0.50% · 4.625%
HK$60,850
+HK$3,047/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,606/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,382 · Scale 2, in force from 26 Feb 2026)