LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,387
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,239
−HK$865/mo
Today · 4.125%
HK$29,104
baseline
▲ 0.50% · 4.625%
HK$30,875
+HK$1,771/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,208/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,468
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,285
−HK$829/mo
Today · 4.125%
HK$32,114
baseline
▲ 0.50% · 4.625%
HK$33,807
+HK$1,693/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,228/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,864
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,887
−HK$1,038/mo
Today · 4.125%
HK$34,925
baseline
▲ 0.50% · 4.625%
HK$37,050
+HK$2,125/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$69,850/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,561
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,542
−HK$995/mo
Today · 4.125%
HK$38,537
baseline
▲ 0.50% · 4.625%
HK$40,568
+HK$2,031/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$77,074/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,342
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,534
−HK$1,212/mo
Today · 4.125%
HK$40,746
baseline
▲ 0.50% · 4.625%
HK$43,225
+HK$2,479/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,492/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,655
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,799
−HK$1,160/mo
Today · 4.125%
HK$44,959
baseline
▲ 0.50% · 4.625%
HK$47,329
+HK$2,370/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,918/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,297
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,830
−HK$1,558/mo
Today · 4.125%
HK$52,388
baseline
▲ 0.50% · 4.625%
HK$55,576
+HK$3,188/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,776/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,842
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,313
−HK$1,492/mo
Today · 4.125%
HK$57,805
baseline
▲ 0.50% · 4.625%
HK$60,852
+HK$3,047/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,610/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,394 · Scale 2, in force from 26 Feb 2026)