LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,388
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,240
−HK$865/mo
Today · 4.125%
HK$29,105
baseline
▲ 0.50% · 4.625%
HK$30,876
+HK$1,771/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,210/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,469
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,286
−HK$829/mo
Today · 4.125%
HK$32,115
baseline
▲ 0.50% · 4.625%
HK$33,808
+HK$1,693/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,230/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,865
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,888
−HK$1,038/mo
Today · 4.125%
HK$34,926
baseline
▲ 0.50% · 4.625%
HK$37,051
+HK$2,125/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$69,852/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,562
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,543
−HK$995/mo
Today · 4.125%
HK$38,538
baseline
▲ 0.50% · 4.625%
HK$40,569
+HK$2,031/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$77,076/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$450,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,343
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,536
−HK$1,211/mo
Today · 4.125%
HK$40,747
baseline
▲ 0.50% · 4.625%
HK$43,227
+HK$2,480/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,494/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,656
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,800
−HK$1,161/mo
Today · 4.125%
HK$44,961
baseline
▲ 0.50% · 4.625%
HK$47,331
+HK$2,370/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,922/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,298
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,831
−HK$1,558/mo
Today · 4.125%
HK$52,389
baseline
▲ 0.50% · 4.625%
HK$55,577
+HK$3,188/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,778/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,844
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,314
−HK$1,493/mo
Today · 4.125%
HK$57,807
baseline
▲ 0.50% · 4.625%
HK$60,854
+HK$3,047/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,614/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,407 · Scale 2, in force from 26 Feb 2026)