LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,389
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,241
−HK$866/mo
Today · 4.125%
HK$29,107
baseline
▲ 0.50% · 4.625%
HK$30,878
+HK$1,771/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,214/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,471
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,288
−HK$829/mo
Today · 4.125%
HK$32,117
baseline
▲ 0.50% · 4.625%
HK$33,810
+HK$1,693/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,234/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,867
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,890
−HK$1,038/mo
Today · 4.125%
HK$34,928
baseline
▲ 0.50% · 4.625%
HK$37,054
+HK$2,126/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$69,856/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,565
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,545
−HK$995/mo
Today · 4.125%
HK$38,540
baseline
▲ 0.50% · 4.625%
HK$40,572
+HK$2,032/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$77,080/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,345
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,538
−HK$1,212/mo
Today · 4.125%
HK$40,750
baseline
▲ 0.50% · 4.625%
HK$43,229
+HK$2,479/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,500/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,659
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,803
−HK$1,160/mo
Today · 4.125%
HK$44,963
baseline
▲ 0.50% · 4.625%
HK$47,334
+HK$2,371/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,926/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,301
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,835
−HK$1,558/mo
Today · 4.125%
HK$52,393
baseline
▲ 0.50% · 4.625%
HK$55,581
+HK$3,188/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,786/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,847
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,318
−HK$1,492/mo
Today · 4.125%
HK$57,810
baseline
▲ 0.50% · 4.625%
HK$60,857
+HK$3,047/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,620/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,435 · Scale 2, in force from 26 Feb 2026)