LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,390
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,242
−HK$866/mo
Today · 4.125%
HK$29,108
baseline
▲ 0.50% · 4.625%
HK$30,879
+HK$1,771/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,216/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,471
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,288
−HK$830/mo
Today · 4.125%
HK$32,118
baseline
▲ 0.50% · 4.625%
HK$33,810
+HK$1,692/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,236/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,868
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,891
−HK$1,038/mo
Today · 4.125%
HK$34,929
baseline
▲ 0.50% · 4.625%
HK$37,055
+HK$2,126/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$69,858/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,565
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,546
−HK$995/mo
Today · 4.125%
HK$38,541
baseline
▲ 0.50% · 4.625%
HK$40,573
+HK$2,032/mo
Deposit HK$4.80M · loan HK$7.21M · min. income ≈ HK$77,082/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,346
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,539
−HK$1,212/mo
Today · 4.125%
HK$40,751
baseline
▲ 0.50% · 4.625%
HK$43,230
+HK$2,479/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,502/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,660
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,804
−HK$1,161/mo
Today · 4.125%
HK$44,965
baseline
▲ 0.50% · 4.625%
HK$47,335
+HK$2,370/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,930/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,302
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,836
−HK$1,558/mo
Today · 4.125%
HK$52,394
baseline
▲ 0.50% · 4.625%
HK$55,582
+HK$3,188/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,788/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,848
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,319
−HK$1,493/mo
Today · 4.125%
HK$57,812
baseline
▲ 0.50% · 4.625%
HK$60,859
+HK$3,047/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,624/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,445 · Scale 2, in force from 26 Feb 2026)