LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,396
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,248
−HK$866/mo
Today · 4.125%
HK$29,114
baseline
▲ 0.50% · 4.625%
HK$30,885
+HK$1,771/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,228/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,478
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,295
−HK$829/mo
Today · 4.125%
HK$32,124
baseline
▲ 0.50% · 4.625%
HK$33,818
+HK$1,694/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,248/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,875
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,898
−HK$1,039/mo
Today · 4.125%
HK$34,937
baseline
▲ 0.50% · 4.625%
HK$37,062
+HK$2,125/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,874/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,573
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,554
−HK$995/mo
Today · 4.125%
HK$38,549
baseline
▲ 0.50% · 4.625%
HK$40,581
+HK$2,032/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,098/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,354
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,547
−HK$1,212/mo
Today · 4.125%
HK$40,759
baseline
▲ 0.50% · 4.625%
HK$43,240
+HK$2,481/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,518/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,669
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,813
−HK$1,161/mo
Today · 4.125%
HK$44,974
baseline
▲ 0.50% · 4.625%
HK$47,345
+HK$2,371/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,948/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,313
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,847
−HK$1,558/mo
Today · 4.125%
HK$52,405
baseline
▲ 0.50% · 4.625%
HK$55,594
+HK$3,189/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,810/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,860
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,331
−HK$1,493/mo
Today · 4.125%
HK$57,824
baseline
▲ 0.50% · 4.625%
HK$60,872
+HK$3,048/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,648/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,541 · Scale 2, in force from 26 Feb 2026)