LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,399
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,251
−HK$866/mo
Today · 4.125%
HK$29,117
baseline
▲ 0.50% · 4.625%
HK$30,888
+HK$1,771/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,234/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,481
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,298
−HK$829/mo
Today · 4.125%
HK$32,127
baseline
▲ 0.50% · 4.625%
HK$33,821
+HK$1,694/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,254/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,878
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,901
−HK$1,039/mo
Today · 4.125%
HK$34,940
baseline
▲ 0.50% · 4.625%
HK$37,066
+HK$2,126/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,880/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,577
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,558
−HK$995/mo
Today · 4.125%
HK$38,553
baseline
▲ 0.50% · 4.625%
HK$40,585
+HK$2,032/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,106/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,358
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,551
−HK$1,212/mo
Today · 4.125%
HK$40,763
baseline
▲ 0.50% · 4.625%
HK$43,244
+HK$2,481/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,526/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,673
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,817
−HK$1,161/mo
Today · 4.125%
HK$44,978
baseline
▲ 0.50% · 4.625%
HK$47,349
+HK$2,371/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,956/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,317
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,851
−HK$1,559/mo
Today · 4.125%
HK$52,410
baseline
▲ 0.50% · 4.625%
HK$55,599
+HK$3,189/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,820/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,865
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,337
−HK$1,492/mo
Today · 4.125%
HK$57,829
baseline
▲ 0.50% · 4.625%
HK$60,878
+HK$3,049/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,658/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,584 · Scale 2, in force from 26 Feb 2026)