LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,401
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,253
−HK$866/mo
Today · 4.125%
HK$29,119
baseline
▲ 0.50% · 4.625%
HK$30,891
+HK$1,772/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,238/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,483
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,301
−HK$829/mo
Today · 4.125%
HK$32,130
baseline
▲ 0.50% · 4.625%
HK$33,823
+HK$1,693/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,260/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,881
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,904
−HK$1,039/mo
Today · 4.125%
HK$34,943
baseline
▲ 0.50% · 4.625%
HK$37,069
+HK$2,126/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,886/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,580
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,561
−HK$995/mo
Today · 4.125%
HK$38,556
baseline
▲ 0.50% · 4.625%
HK$40,588
+HK$2,032/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,112/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,361
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,554
−HK$1,213/mo
Today · 4.125%
HK$40,767
baseline
▲ 0.50% · 4.625%
HK$43,247
+HK$2,480/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$81,534/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,676
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,821
−HK$1,161/mo
Today · 4.125%
HK$44,982
baseline
▲ 0.50% · 4.625%
HK$47,353
+HK$2,371/mo
Deposit HK$3.60M · loan HK$8.41M · min. income ≈ HK$89,964/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,321
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,855
−HK$1,559/mo
Today · 4.125%
HK$52,414
baseline
▲ 0.50% · 4.625%
HK$55,603
+HK$3,189/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$104,828/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,869
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,341
−HK$1,493/mo
Today · 4.125%
HK$57,834
baseline
▲ 0.50% · 4.625%
HK$60,882
+HK$3,048/mo
Deposit HK$1.20M · loan HK$10.81M · min. income ≈ HK$115,668/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,619 · Scale 2, in force from 26 Feb 2026)