LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,401
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,254
−HK$866/mo
Today · 4.125%
HK$29,120
baseline
▲ 0.50% · 4.625%
HK$30,891
+HK$1,771/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,240/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,484
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,301
−HK$830/mo
Today · 4.125%
HK$32,131
baseline
▲ 0.50% · 4.625%
HK$33,824
+HK$1,693/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,262/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,882
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,904
−HK$1,040/mo
Today · 4.125%
HK$34,944
baseline
▲ 0.50% · 4.625%
HK$37,070
+HK$2,126/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,888/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,580
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,562
−HK$995/mo
Today · 4.125%
HK$38,557
baseline
▲ 0.50% · 4.625%
HK$40,589
+HK$2,032/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,114/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,362
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,555
−HK$1,212/mo
Today · 4.125%
HK$40,767
baseline
▲ 0.50% · 4.625%
HK$43,248
+HK$2,481/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$81,534/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,677
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,822
−HK$1,161/mo
Today · 4.125%
HK$44,983
baseline
▲ 0.50% · 4.625%
HK$47,354
+HK$2,371/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$89,966/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,322
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,857
−HK$1,558/mo
Today · 4.125%
HK$52,415
baseline
▲ 0.50% · 4.625%
HK$55,605
+HK$3,190/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,830/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,871
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,342
−HK$1,493/mo
Today · 4.125%
HK$57,835
baseline
▲ 0.50% · 4.625%
HK$60,884
+HK$3,049/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,670/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,630 · Scale 2, in force from 26 Feb 2026)