LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,402
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,254
−HK$866/mo
Today · 4.125%
HK$29,120
baseline
▲ 0.50% · 4.625%
HK$30,892
+HK$1,772/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,240/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,484
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,302
−HK$829/mo
Today · 4.125%
HK$32,131
baseline
▲ 0.50% · 4.625%
HK$33,825
+HK$1,694/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,262/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,882
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,905
−HK$1,039/mo
Today · 4.125%
HK$34,944
baseline
▲ 0.50% · 4.625%
HK$37,071
+HK$2,127/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,888/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,581
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,562
−HK$996/mo
Today · 4.125%
HK$38,558
baseline
▲ 0.50% · 4.625%
HK$40,590
+HK$2,032/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,116/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,363
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,556
−HK$1,212/mo
Today · 4.125%
HK$40,768
baseline
▲ 0.50% · 4.625%
HK$43,249
+HK$2,481/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$81,536/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,678
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,823
−HK$1,161/mo
Today · 4.125%
HK$44,984
baseline
▲ 0.50% · 4.625%
HK$47,355
+HK$2,371/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$89,968/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,324
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,858
−HK$1,559/mo
Today · 4.125%
HK$52,417
baseline
▲ 0.50% · 4.625%
HK$55,606
+HK$3,189/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,834/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,872
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,344
−HK$1,492/mo
Today · 4.125%
HK$57,836
baseline
▲ 0.50% · 4.625%
HK$60,885
+HK$3,049/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,672/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,640 · Scale 2, in force from 26 Feb 2026)